The table below shows the per-person benefit limits provided by the ProtectME plan (G-12VO) for each coverage. Click on any item in the Coverage column for a further explanation.

Per Trip Vacation Ownership Insurance G-12VO
Coverages*
(Underwritten by Generali US Branch)
Maximum Benefit
Per Plan
Trip Cancellation Maintenance & Exchange Fees 100% of Maintenance and Exchange Fees insured up to $1,500
Trip Interruption Maintenance & Exchange Fees 100% of Maintenance and Exchange Fees insured up to $1,500
Travel Delay ($200 Daily Limit Applies) $1,000
Baggage Coverage $1,000
Baggage Delay Coverage $500
Medical and Dental Coverage $10,000
Accidental Death & Dismemberment - Travel Accident $25,000
Rental Car Damage
(Not available to residents of TX)
$25,000
Emergency Assistance and Transportation $50,000

* Benefits and Services are described on a general basis only. For complete details on coverages, benefits, limitations and exclusions, please contact CSA for a sample DOC/policy.

This plan also includes the following services:

(Through CSA's Designated Providers)
24-Hour Emergency Assistance Services
CSA's Emergency Assistance Services are included with each plan. The services include advice, medical and legal referral, emergency cash transfer, lost or stolen items assistance, traveling companion assistance, replacement of medication and eyeglasses, worldwide medical information, interpretation/translation, emergency message relay, pet return, and vehicle return.
Consult a Doctor
Connect instantly with a network of physicians for information, advice and treatment, including prescription medication, when appropriate. Save time and money and get back to enjoying your vacation.
No Out of Pocket Medical
If you get sick or injured while traveling, we can get you to a trusted provider and even handle the payment for acute, one time treatments up to $1,000 when using CSA's designated provider network of 30,000 physicians and 850,000 service providers worldwide

The table below shows the per-person benefit limits provided by the ProtectME Plus Plan (G-12VO) for each coverage. Click on any item in the Coverages column for a further explanation.

Per Trip Vacation Ownership Insurance G-12VO
Coverages*
(Underwritten by Generali US Branch)
Maximum Benefit
Per Plan
Trip Cancellation Maintenance & Exchange Fees 100% of Maintenance and Exchange Fees insured up to $1,500
Trip Interruption Maintenance & Exchange Fees 100% of Maintenance and Exchange Fees insured up to $1,500
Trip Cancellation $5,000
Trip Interruption $7,500
Travel Delay
($200 Daily Limit Applies)
$1,000
Baggage Coverage $1,000
Baggage Delay Coverage $500
Medical and Dental Coverage $10,000
Accidental Death & Dismemberment - Travel Accident $25,000
Rental Car Damage
(Not available to residents of TX)
$25,000
Emergency Assistance and Transportation $50,000

* Benefits and Services are described on a general basis only. For complete details on coverages, benefits, limitations and exclusions, please contact CSA for a sample DOC/policy.

This plan also includes the following services:

(Through CSA's Designated Providers)
24-Hour Emergency Assistance Services
CSA's Emergency Assistance Services are included with each plan. The services include advice, medical and legal referral, emergency cash transfer, lost or stolen items assistance, traveling companion assistance, replacement of medication and eyeglasses, worldwide medical information, interpretation/translation, emergency message relay, pet return, and vehicle return.
Consult a Doctor
Connect instantly with a network of physicians for information, advice, and treatment, including prescription medication, when appropriate. Save time and money and get back to enjoying your vacation.
No Out of Pocket Medical
If you get sick or injured while traveling, we can get you to a trusted provider and even handle the payment for acute, one time treatments up to $1,000.

Plan Coverages:

(Underwritten by Generali US Branch)
Trip Cancellation Maintenance & Exchange Fees
Provides reimbursement for unused, non-refundable Maintenance and Exchange Fee due to the cancellation of your trip caused by a covered reason.
Trip Interruption Maintenance & Exchange Fees
Provides reimbursement for unused, non-refundable Maintenance and Exchange Fee due to the Interruption of your trip caused by a covered reason.
Trip Cancellation
Provides reimbursement for certain unused, non-refundable expenses due to the cancellation of your trip caused by a covered reason.
Trip Interruption
Provides reimbursement for certain unused, non-refundable expenses and additional transportation costs due to interruption of your trip caused by a covered reason.
Travel Delay
Provides coverage if your trip is delayed for more than 12 hours due to a covered reason.
Baggage
Provides coverage for baggage or other personal effects that are lost, damaged or stolen while on your trip.
Baggage Delay
Provides coverage for the emergency purchase of essential items if your baggage is delayed for more than 24 hours during a covered trip.
Medical and Dental Coverage
Provides coverage for necessary medical, surgical, and emergency dental care costs, in excess of your standard coverage, if you become sick or are accidentally injured while on a trip.
Accidental Death & Dismemberment - Travel Accident
Provides coverage for loss of limb or life in the event of an accident while traveling, or within 180 days after the accident due to the direct result of that accident.
Rental Car Damage
Provides coverage if the car you rented while on your trip is damaged due to collision, fire, flood, theft, vandalism, windstorm or hail.
Emergency Assistance and Transportation
If you become sick or injured on your trip, Emergency Assistance and Transportation will provide benefits such as:
  • Arrange transportation to the nearest suitable medical facility
  • Provide you with assistance to return Home
  • Provide round-trip economy airfare to send someone of your choice to be with you if you are traveling alone and are in the hospital for more than 7 days
  • Return your children home with an escort if you are traveling with them and they are left unattended

This plan provides insurance coverage for your trip that applies only during the covered trip. You may have coverage from other sources that provides you with similar benefits but may be subject to different restrictions depending upon your other coverages. You may wish to compare the terms of this policy with your existing life, health, home and automobile policies. The purchase of this plan is not required in order to purchase any other travel product or service offered to you by your travel retailers. If you have any questions about your current coverage, call your insurer, insurance agent or broker.

Plans are available to residents of the United States or non-residents traveling to the U.S. Benefits and services are described on a general basis. Certain terms and conditions may apply. Your vacation rental manager/owner may not be licensed to sell insurance and cannot answer technical questions about the benefits, exclusions, and conditions of this insurance and cannot evaluate the adequacy of your existing insurance. For complete information on policy benefits, limits and exclusions, please contact CSA at (866) 321-3001 or www.csatravelprotection.com/certpolicy.do productclass=G-12VO for a sample Description of Coverage or Insurance Policy for this plan. These plans are administered by CSA Travel Protection and Insurance Services. Services are provided through CSA's designated providers. Travel Insurance is Underwritten by: Generali U.S. Branch, New York, New York; NAIC # 11231 (all states except as otherwise noted) under Policy/Certificate Form series T001. California is Underwritten by Generali Assicurazioni Generali S.P.A. (U.S. Branch), Colorado is Underwritten by Assicurazioni Generali ‐ U.S. Branch, Oregon is Underwritten by Generali U.S. Branch DBA The General Insurance Company of Trieste & Venice, and Virginia is Underwritten by The General Insurance Company of Trieste and Venice ‐ U.S. Branch.

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